American Federation of Musicians & Employers’ Pension Fund (AFM-EPF)

The American Federation of Musicians and Employers’ Pension Fund is a trust fund established to provide you with a pension benefit for your retirement years. This pension benefit is in addition to Social Security or any other sources of income you may have during those years.

For more information about the AFM and Employers’ Pension Fund, please visit the Fund’s website at

There you will find details of the rules and regulations of the Fund’s plan of benefits, as well as the Summary Plan Description (SPD), which highlights the Plan’s key features and helps you understand how the Plan works. The website is an additional tool to augment your knowledge and understanding of the rules of the Plan.

It is designed to provide easy access to the detailed information you need to help you plan for your retirement.